Application form for Maybank CreditAble Application Form
  
 
IMPORTANT INFORMATION TO NOTE
  • Annual Fee: S$80 p.a. (2-year fee waiver)
  • Interest Charges: Effective interest rate for the first year is 9% p.a., subject to good conduct as determined by Maybank, and the prevailing interest rate of 19.8% p.a. applies thereafter. The effective interest rate is subject to compounding if the total outstanding balance is not repaid in full. Maybank may at its discretion, determine the interest rate of up to 22.8% p.a., upon approval of the Facility.
  • Default interest rate: 25.8% p.a. will be applied the day after the due date if the minimum payment is not made for two consecutive statements. The interest rate will be reinstated to the prevailing interest rate the day after your next statement date once the outstanding minimum payments are made for two consecutive statements on or before the respective payment due dates.
  • Minimum Monthly Repayment: 3% of outstanding balance or S$30, whichever is higher
  • Minimum Interest Charges: S$5
  • Late Payment Charges: S$80 will be charged if minimum sum is not received by payment due date
Eligibility
  • Singapore Citizen or Singapore Permanent Resident
  • Minimum annual income of S$30,000
  • Between 21 to 65 years of age
Please complete the form in full and attach a photocopy of NRIC (front and back) and the following income documents:
 
Mandatory Documents:
For Fully Salaried Employee
- NRIC (front and back) AND either (A) OR (B) OR (C)
(A) Latest 12 months' CPF contribution history statement* OR
(B) Latest computerised payslip OR
(C) Latest Income Tax Notice of Assessment** AND (A) OR (B)
For Self-Employed/Fully Commissioned
- NRIC (front and back) AND Latest 2 years' Income Tax Notice of Assessment**
For Commission/ Variable Income Earner
- NRIC (front and back) AND either (A) OR (B) OR (C)
(A) Latest 12 months' CPF contribution history statement* OR
(B) Latest 3 months' computerised payslip OR
(C) Latest Income Tax Notice of Assessment** AND (A) OR (B)
** Download your Income Tax Notice of Assessment at myTax Portal using your SingPass or IRAS PIN. More details at https://mytax.iras.gov.sg.
 
Are you an existing CreditAble account holder?   
Maybank Singapore Limited UEN 201804195C